Samsung Pay VS Google Pay - Complete Guide to Choose the Best One

 Samsung Pay vs Google Pay, which is the best? It's a very difficult question for many reasons. But absolutely answerable and guessable. Note that Google Pay is also known as G Pay, Android Pay, Pay with Google.

Complete Guide to Choose the Best One         

Samsung Pay VS Google Pay

The mobile Wallet is a very important and helpful thing in the present day. This type of app is too much used by the whole world's people. Every smart citizen buys and sells things using the mobile wallet. About 950 million people use mobile wallets to pay. Actually, this system is achieving huge popularity and the number of users growing day by day.

At present, there are many types of the mobile wallet. And they use many types of technology and system. For this, our brain creating the question - "Which is the best mobile wallet?". Every company wants to make a lot of advantages in its wallet apps. But they have some terms and restrictions. 

Google Pay and Samsung Pay both are online payment apps. The main works are the same in both apps. They have many advantages, but limited. Then which is better, Samsung Pay or Google Pay? 

• How is Google Wallet related to Google Pay?

Google Pay is the unified system of Google Wallet and Android Pay. At first, Google Wallet was released in 2011. And Android Pay was released in 2015. But both are created by Google, both are included at google service. So on 8 January 2018, Google unified both services as a new system with a new name - " Google Pay".

Samsung Pay is a service of Samsung Electronics. They developed this and the started the service in 2015 in South Korea. Then they start to spread the service location every year. Samsung Pay is especially popular in the USA, South Korea, China, Brazil, Russia, and Spain. 1.3 billion Chinese people use Samsung Pay. 

The competition of Google Pay with Samsung Pay is very high. Both are popular and trustful. But there is actually two main difference in these. Samsung Pay works only in Samsung phone and smartwatch (NFC reader enabled). And Google Pay works on every phone which is an NFC card or NFC chip(Near Field Communications) enabled mobiles and wearables. 2nd difference is Samsung Pay also specialized for MST technology, and Google Pay needs only an NFC tag.

• For your understanding advantages, I make a chart to show the difference between Samsung Pay and Google Pay.

Google Pay	Samsung Pay
1. Google Pay supports EMV(EuroPay, MasterCard, Visa) and MSD(Magstripe).	1. Samsung Pay supports magnetic stripe or EMV terminals, MST(Magnetic Secure Transmission).
2. Contactless technology and NFC compatible.	2. The contactless system and NFC accepted.
3. Needed PoS ( Point Of Sale) system.	3. It also accepts PoS.
4. Works with debit card, credit card, Paypal and bank accounts.	4. Works with a credit card, debit card, Paypal and 2000+ bank.
5. Works on NFC enabled Android phone (Lollipop 5.0 or higher) and iPhone(iPhone 6, iPhone 7, iPhone8, iPhone X)	5. Works on only Samsung Galaxy Phones (Galaxy Note8, Galaxy Note FE, Galaxy S6 edge+, Galaxy A5, Galaxy A30s, etc) and (Galaxy Watch, Gear Sport, Gear S3)
6. Acceptable to pay Android in-store(not ios store) and web purchases, saving gift cards, loyalty cards, boarding passes, peer to peer, event tickets and offers.	6. Make payment in-store, in-app and online web purchases. Saving loyalty card and gift card(US, India, and Thailand), membership, reward cards and tickets.
7. Supports online or in apps pay in 75 countries.	7. Supports 24 countries to make payment.
8. You can send money to family and friends (America and India).	8. With the Money Transfer feature, you can send money to any person(in the supported country).
9. Pay for Bus and Train travel (Australia, Canada, Japan, Russia, Singapore, Ukraine, the United Kingdom, and the United States)	9. Also available for Samsung Pay. But depends on the country, device, bank, and issuer.
10. Authenticated with Fingerprint, PIN, Password, and Pattern.	10. Fingerprint, Iris scanner and PIN number available for security.
11. About 55 million monthly active users.	11. About 10 million active users.
12. The daily limit is a maximum of 100$ per transaction. And the total daily limit is 1200$.	12. The limitation of Samsung pay is the same as your credit card, debit card, and bank account.
13. If you lost your phone, easily you can lock your android phone remotely.	13. Samsung also provides the same feature. You can use a remote lock system.
14. Very secure.	14. Very secure.
15. Not supported on the rooted device.	15. Root is not allowed.
16. Applicable to computer, desktop, and laptop.	16. Works only Samsung smartphones and gear smartwatches, not laptop or notebook.

Some Common Questions: 

• How do I add Google pay balance?

1. Visit wallet.google.com and tap on "Payment Methods". 
2. Click on "Add to Wallet Balance" and fill up additional information.
3. Just click on "Add money".

• Can Samsung pay be hacked? 
• Can Google pay be hacked? 

Everything is possible. But it's very difficult to hack wallet accounts. Google and Samsung provide high-security technology to save your account. Only professional hackers can do it, but the number of this type of hack is very rare.

• Does Samsung Pay charge a fee? 

• Does Google Pay charge a fee? 

No. There is no need to give any fee. They are totally free to use. But by the bank's terms, VAT or Tax could be applicable.

• Where does Samsung Pay work?

Samsung Pay works in every country which is permitted by Samsung. Actually, Samsung Pay uses NFC and MST technologies. These two technologies are often available in every place. 

• What is my Google pay balance?

1. Open Google Pay. 
2. Tap on your photo, which is located on the upper-left side.
3. Choose the account to check the balance.
4. Click on " View Balance".
5. Type your UPI PIN.

• Does NFC drain battery?

Near Field Communication or NFC is a fully inactive tag when your phone locked. It doesn’t need much power. It drains 0.5% battery power when it is active. Indeed, it is not harmful to battery life.

• Is Google pay the same as Tez?

Yes. Google Tez was realized in India. "Tez" is an Indian word that means "fast". After the huge popularity, Google rebranded Google Tez to Google Pay in 2018. 

• Can I get cashback with Samsung pay?

‌Yes. It’s a special feature for every Samsung Pay user. When you make a payment with this app, you will receive a percentage of money back in your account.
Google Pay has also this feature.

Then what you understand my friend? Which is the best one? Google Pay or Samsung Pay? I think it depends on your location and device type. 


If you use a Samsung device and lives in a country with Samsung Pay supported, then you should use this. If your device and location preferred for Google Pay, then use Google Pay. But if you are clickable to use both, then choose only Google pay(formally GPay).